The Federal Housing Finance Agency (FHFA) announced today i.e., 27 November 2018, that it is increasing the conforming loan limit for Fannie and Freddie mortgages in nearly every part of the U.S.

The conforming loan limits will rise from this year’s total of $453,100 to $484,350 for 2019. That’s an increase of 6.9% vis-a-vis 2018 limit.

This is the third straight year that the FHFA has increased the conforming loan limits after not increasing them from 2006 to 2016.


Breaking News: Conforming loan limits revised

✋Be in the know: Conforming loan limit has been revised for the third year in a row. From 2019 you can get higher conforming loan.

Posted by InBestments on Tuesday, November 27, 2018

Under Housing and Economic Recovery Act of 2008, the maximum loan limit in “high-cost areas” like King, Pierce, and Snohomish counties in WA state are calculated as a multiple of the area median home value, while setting a “ceiling” on that limit of 150% of the baseline loan limit.

So from Jan 2019 the new conforming loan limit for King, Pierce, and Snohomish counties are:

1 unit: $726,525 

2 units: $930,300 

3 units: $1,124,475 

4 units: $1,397,400

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